--- title: Finance description: "Domain stylesheets These stylesheets are inherited from your content settings." --- # Finance ##### Read our blogs for the latest market news, opinions and guides. [ Admin ](https://blog.properli.co.nz/finance/author/admin) 03/24/2026 #### [Why Mortgage Advice is Critical When Buying an Investment Property](https://blog.properli.co.nz/finance/why-mortgage-advice-is-critical-when-buying-an-investment-property) [ Admin ](https://blog.properli.co.nz/finance/author/admin) 03/09/2026 #### [Why use a Mortgage Adviser?](https://blog.properli.co.nz/finance/why-use-a-mortgage-adviser) [ Admin ](https://blog.properli.co.nz/finance/author/admin) 02/18/2026 #### [The Real Cost of Buying Your First Home in NZ (And How to Avoid Expensive Mistakes)](https://blog.properli.co.nz/finance/the-real-cost-of-buying-your-first-home-in-nz-and-how-to-avoid-expensive-mistakes) [ Admin ](https://blog.properli.co.nz/finance/author/admin) 11/24/2025 #### [How the OCR affects your Mortgage Repayments](https://blog.properli.co.nz/finance/how-the-ocr-affects-your-mortgage-repayments) [ Admin ](https://blog.properli.co.nz/finance/author/admin) 11/07/2025 #### [Mortgage Top-Ups Explained: When and How to Use Them](https://blog.properli.co.nz/finance/mortgage-top-ups-explained-when-and-how-to-use-them) [ Admin ](https://blog.properli.co.nz/finance/author/admin) 10/08/2025 #### [RBNZ Surprises with 50 basis point OCR Cut to 2.50%. A bold step to loosen conditions!](https://blog.properli.co.nz/finance/rbnz-surprises-with-50-basis-point-ocr-cut.-a-bold-step-to-loosen-conditions) [ Admin ](https://blog.properli.co.nz/finance/author/admin) 09/25/2025 #### [Interest Rates Update: Could Mortgage Rates dip below 4.5%?](https://blog.properli.co.nz/finance/interest-rates-update-could-mortgage-rates-dip-below-4.5) [ Admin ](https://blog.properli.co.nz/finance/author/admin) 07/09/2025 #### [RBNZ keeps us waiting for the green signal, holding the OCR at 3.25%.](https://blog.properli.co.nz/finance/rbnz-keeps-us-waiting-for-the-green-signal-holding-the-ocr-at-3.25) [ Admin ](https://blog.properli.co.nz/finance/author/admin) 05/23/2025 #### [Reduce the interest on your home loan, with an offset account.](https://blog.properli.co.nz/finance/reduce-the-interest-on-your-home-loan-with-an-offset-account) [ Admin ](https://blog.properli.co.nz/finance/author/admin) 05/12/2025 #### [Top 5 Mistakes First-Time Property Investors Make and How to Avoid Them.](https://blog.properli.co.nz/finance/top-5-mistakes-first-time-property-investors-make-and-how-to-avoid-them) [ Admin ](https://blog.properli.co.nz/finance/author/admin) 05/12/2025 #### [OCR cut to 3.50% & Property Market Holding Steady 🏡](https://blog.properli.co.nz/finance/ocr-cut-to-3-50-property-market-holding-steady-) [ Admin ](https://blog.properli.co.nz/finance/author/admin) 05/12/2025 #### [Unlocking Your Home Equity: A path to Property Investment](https://blog.properli.co.nz/finance/unlocking-your-home-equity-a-path-to-property-investment-1) [ Admin ](https://blog.properli.co.nz/finance/author/admin) 05/12/2025 #### [Refinancing Your Home Loan Could Save You Thousands](https://blog.properli.co.nz/finance/refinancing-your-home-loan-could-save-you-thousands) [ Admin ](https://blog.properli.co.nz/finance/author/admin) 05/12/2025 #### [OCR drops to 3.75% – Time to Refinance and Invest in Property?](https://blog.properli.co.nz/finance/ocr-drops-to-3-75-time-to-refinance-and-invest-in-property) [ Admin ](https://blog.properli.co.nz/finance/author/admin) 05/12/2025 #### [Refinance Mortgage to Consolidating Your Debt](https://blog.properli.co.nz/finance/refinance-mortgage-to-consolidating-your-debt) ## Popular Posts [ Admin ](https://blog.properli.co.nz/finance/author/admin) 18 February, 2026 #### [The Real Cost of Buying Your First Home in NZ (And How to Avoid Expensive Mistakes)](https://blog.properli.co.nz/finance/the-real-cost-of-buying-your-first-home-in-nz-and-how-to-avoid-expensive-mistakes) Buying your first home in New Zealand is exciting. It’s a milestone. A goal. A big step toward... [ Admin ](https://blog.properli.co.nz/finance/author/admin) 24 March, 2026 #### [Why Mortgage Advice is Critical When Buying an Investment Property](https://blog.properli.co.nz/finance/why-mortgage-advice-is-critical-when-buying-an-investment-property) When people think about property investment, they focus on the deal, the location, or the potential... [ Admin ](https://blog.properli.co.nz/finance/author/admin) 23 May, 2025 #### [Reduce the interest on your home loan, with an offset account.](https://blog.properli.co.nz/finance/reduce-the-interest-on-your-home-loan-with-an-offset-account) Navigating the world of mortgages can feel like a complex maze, especially as interest rates begin...